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Home > Blog > Bauer Insurance Agency Blog: auto insurance
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Bauer Insurance Agency Blog: auto insurance

View the latest blog posts from Bauer Insurance Agency.

Thursday, September 28, 2017

What is 25/50/10 insurance coverage?

The quick answer to that question is;" State minimum Auto Liability coverage.."  The best answer is:  1.  All states require that any car being driven on public roads must carry as least minimum liability insurance. READ MORE >>

Tuesday, May 23, 2017

Is Missouri a "no fault" state for auto insurance

The term, "No Fault" as it applies to auto insurance is that neither party is at fault in an auto accident. Each person is required to carry an auto insurance policy that will settle their own loss.  Missouri is NOT a no-fault state--it is a "Comparative Negligence" state, which means, each party, in the event of a two car accident, could be held "proportionately" at fault. READ MORE >>

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Thursday, September 12, 2013

Auto Insurance Towing & Labor/ Roadside Assistance.

When an auto insurance policy offers Towing and Labor it will specify the amount of the benefit per occurrence.  Usually, $50, $75, or $100 depending on how much you purchase on this benefit. Unlike Rental Reimbursement which activates only if there is an insurable loss, this benefit is there even in the case of mechanical breakdown. READ MORE >>

Thursday, September 12, 2013

How does Auto Rental Reimbursement Work?

Your Auto Insurance policy may offer "Rental Reimbursement," sometime called "Extended Transportation Expense."  Generally this benefit is an optional feature that can be added to your auto policy for an addition premium.  Although, some companies offer it as a free benefit to enhance the policy value. READ MORE >>

Monday, August 26, 2013

Auto Insurance Collision

Auto Insurance Collision coverage is a little less complex that Comprehensive coverage  Collision means "collision.  If your car hits something or something hits your car there is a collision.  If damage to your vehicle results from the "collision,"  this is the area... READ MORE >>

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Monday, August 19, 2013

Auto Insurance-Comprehensive

What does Automobile Comprehensive Insurance cover?  For years this layer of Auto Insurance was not clearly named  (the word, "comprehensive," does not communicate very much, does it?)  Then someone decided to call it, "Other than Collision (OTC)  That made a little more sense. READ MORE >>

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Thursday, August 15, 2013

Auto Insurance Medical

Just what is auto insurance medical and how does it work?  Auto Insurance Medical is a no fault area of the standard automobile insurance policy that covers doctor bill for anyone who is injured in, on or around the insured vehicle. READ MORE >>

Tuesday, July 30, 2013

What is Automobile Liability Insuance?

In the simplest terms, Automobile Liability coverage is to cover your financial responsibility if your cause bodily injury or property damage (or both) to someone with your car. Bodily Injury:  If you cause bodily injury to someone with your car, either as a passenger in another vehicle, ... READ MORE >>

Wednesday, July 17, 2013

What Does "Liability Only" Mean?

When you look are your auto insurance "Declarations" (Dec. page) you see a list of numbers with designations such as "Bodily Injury, Property Damage, Medical, OTC (Other than Collision, etc."  Each of those designations is a different layer or type of insurance. READ MORE >>

Thursday, July 11, 2013

How much deductible should I carry on my auto insurance?

First of all, "What is a deductible?"  Basically, it is that part of a loss you are willing to pay. For instance, if your car is damaged in a hail storm, you would pay your "deductible" and the insurance company would pay for the repairs to your car over the deductible and up to the value of the car. READ MORE >>

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Blog Archive
  • 2017
  • 2013

  • auto insurance(11)
  • liability limits(2)
  • home insurance(2)
  • state minimum(1)
  • car insurance deductibles(1)
  • car insurance deductible(1)
  • property damage(1)
  • theft proof your house(1)
  • percentage at fault(1)
  • high deductibles(1)
  • comparative negligence(1)
  • t and l(1)
  • automobile medical insurance(1)
  • auto rental(1)
  • auto insurance medical(1)
  • rental car reimbursement(1)
  • roadside assistance(1)
  • uninsured motorist(1)
  • comprehensive; other than collision(1)
  • glass breakage(1)
  • automobile liability insurance(1)
  • car accident at fault(1)
  • wind(1)
  • winter tips(1)
  • collision insurance(1)
  • hit ia deer.(1)
  • comprehensive and collision deductibles(1)
  • winterize your home(1)
  • no fault insurance(1)
  • missouri auto insurance(1)
  • bodily injury(1)
  • fire(1)
  • theft(1)
  • extended transportation expense(1)
  • liability only(1)
  • how much liability do i need(1)
  • towing and labor(1)
  • renters insurance(1)

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